Techno FAQ

Cryptocurrency

How crypto became out of reach of the commons

What’s happening? Binance, the world’s largest cryptocurrency exchange, has agreed to pay $4.3 billion to settle a U.S. government investigation into its anti-money laundering (AML) practices. The company’s founder and CEO, Changpeng Zhao, has also stepped down and pleaded guilty to violating U.S. anti-money laundering laws.[1] The settlement comes after a years-long investigation by the […]

Business Marketing

Making Sense of Market Volatility: Investment Insights

The journey of investing often commences with a simple step: an aspiration to grow one’s wealth. However, navigating this journey can seem like traversing a stormy sea, especially with the omnipresent market volatility. Before we delve into this labyrinth of financial jargon, let’s first understand market volatility. Simply put, it refers to the degree of […]

Services

How to recognize good and high-quality HYIP projects?

There are plenty of real stories about people hitting the jackpot with HYIP projects, and it’s true. Everyone can earn on these high-yield investment programs – investors, developers, and the targeted audience. The key is to understand that everything is based on a well-thought-out and clear algorithm that allows generating profits of 10% and above […]

AI Business IT

How Artificial Intelligence (AI) Is Revolutionizing the Financial Services Industry

The practical use of AI has significantly increased as a result of big data software businesses and cloud providers consuming vast amounts of data. Many industries now use artificial intelligence to carry out specific missions, including medicine, remote sensing, electronic trading, and robot control. There are many platforms like Provectus, which provide the best solutions. […]

Apps Business Finance

10 Benefits of Lease Accounting Apps

Due to the fast-paced business environment and limited financial resources, businesses increasingly rely on leases. The car lease industry alone is expected to grow at a CAGR of 6.9% to $131.10 billion by 2029. Managing operational and financial leases can be challenging for enterprises handling a large volume of leases, especially after new standards have […]

Finance Money

Is ONE The Secret To Financial Wellness For Banking Customers?

Financial wellness is something everyone wants to achieve. While financial wellness means something different to each person, acquiring and sustaining wealth isn’t easy. If your annual income covers essentials but is handcuffed by outstanding debts and desires, it can limit your ability to implement healthy money management practices like budgeting, saving, and investing. If you […]

Casino Finance

How DeFi will Radically Change Finance as we Know it

Decentralised Fiance (DeFi) provides financial instruments without the need for a centralised third party. These can include brokerages, exchanges, and banks. It relies on Blockchain technology by utlising Smart Contracts, which allow frictionless exchange between assets. Blockchain technology was invented with Bitcoin in 2009 and has taken the world by storm ever since. In 2014, […]

Business

Why Are Online Payment Services Necessary?

We’re living in an age of technological advancements, and it’s time to take advantage of them. Online payment services are necessary for every business – whether you’re just starting up or already successful. They allow access to two essential features for running a successful company: 24-hour payments and multiple currencies. With online payment services, you’ll […]

Business

Starting a Business: 4 Steps to Success

When you’re starting a business, there are a number of things that you’ll likely need to do to succeed. However, this laundry list of steps can sometimes be overwhelming, especially to people who are brand-new to the world of business. If you’re starting a business, there actually aren’t that many steps you need to follow. […]

Apps Finance Mobile devices Money

Mobile: The Success Of Digital Wallets

Digital wallets could benefit from the crisis. Beyond the simple dematerialization of the loyalty card, they open the field of possibilities for marketing. Here is a non-exhaustive presentation of the main players in the sector and their specificities. (1/2) “With the health crisis, our customers have broadened their use of the wallet, which is no […]

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Finance

Why Is Insurance Important For Me And My Business?

Insurance is meant to protect you, the people you care about, and your financial assets. Without it, a car accident could total your car, and you’d have no way to receive financial compensation. Perils like fires or windstorms could damage your home, and you’d be personally responsible for all the repair costs. If you run […]

Finance Money

The Danger Of Lending Money From Loan Sharks

A loan shark in a company or an individual that performs the unethical and sometimes illegal practice of lending money to people and then charging interest rates that are outrageously high. In fact, the very worst of them operate with interest rates at 100 percent. The way in which they get their money back from […]

Coding Finance

Types of financial applications software

Calculating expenses and income in a notebook, like in Excel, is no longer relevant. There are mobile applications for this. The application helps to form his own financial plan and tells the user how much money can be invested every month or saved for large purchases. To do this, you must indicate income, mandatory payments […]

Finance

FX Trading Review – What is FX Trading?

FX Trading is a consultancy and foreign exchange provider offering advice and expertise and Forex trading account service. FX Trading facilitates Forex trading on the Metatrader 4 app to register demo and live accounts. FX Trading provides Forex Trading education to beginners and offers information on current market trends to allow their customers to make […]

Finance

Guide to insurance premiums and deductibles

If you ever purchased an insurance policy, you must have heard words like premiums and deductibles being thrown around. These are common words when talking about insurance, but oftentimes people do not know what these terms mean. An insurance premium is the amount of money that you have to pay to your insurance company every […]

Science

4 Steps to Keeping Your Financial Accounts Safe While on the Net

When it comes to financial safety online, you should always look to give up convenience in favour of security. Even it means you do not have the online access you would prefer or that is easiest for your to move your money, and by doing so you secure your financials, then you should do it. […]

Finance

Bike Loan Down Payment- Things to Know

A down payment is the partial payment, made in the early stages of an expensive purchase of goods and services. This payment is often made in cash and only represents a percentage of the actual price of the purchase. It offers a certain level of assurance to the lender about the borrower’s ability to repay […]

Finance

Why Buying a Second Hand Luxury Car is Totally Worth it

Buying a luxury car is a big aspiration for many people and some car enthusiasts save money for years just to get that royal feel of driving a handsome car past other vehicles on the road. Luxury cars provide more than just comfort as they become status symbols and make people feel exclusive. Apart from […]

Finance

What Affects Your Personal Loan Approval

Whether it be for immediate needs or for plans set out sometime in the future, every individual and family finds themselves in the need of quick and easy financial assistance. While there are a variety of financial products in the market to serve this purpose, availing a personal loan often proves to be the most […]

Finance

Demystifying Forex Calculations – What is it and how is it done

Have you heard of the barter system, where you would take something in exchange for something else with the same value? Well, Forex is a kind of barter system that involves the exchange of currencies. This is like a trading platform for different currencies that can also be used for trading and commerce purposes. This […]

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Business Careers Finance

Why Your Business Needs A Fiscal Analysis And Reporting

All businesses work towards a single aim, and that is maximizing profits. We are all in it for the money. But while we journey through to meet this objective, we need to manage many other factors. A business works around many stakeholders. These involve your customers, suppliers, lenders, shareholders, employees, and the community. It is […]

Education

The 10 Global Fastest Growing Industries

To invest into multiple businesses, you must know what kind of industries are growing at a global as well as national level. Thus, this blog will inform you about the industries that play the major rule in driving the economy further, and are gaining more importance off-lately. Agriculture This industry is one of the most […]

Finance

How can you get a Small-Business Loan?

Small Business owners face a lot of hurdles while getting a small business loan due to eligibility procedures laid down by the banks. Though getting loans is an essential step to start their business for covering the initial expenses. To avoid any denial in obtaining loans, you should be prepared to the fullest by being […]

Finance Money

Finance – Everything You Need to Know About Short Term Loans

In times of financial difficulties, we mostly rely on our friends and relatives to help us out if needed. Unfortunately, sometimes, we find the people we trust are themselves financially burdened. Such a situation leaves us standing alone in the face of financial challenges. If you are dealing with such a situation, read full page, […]

Business

Four Practices to Decrease Employee Turnover Rates

One of the most difficult aspects of running a business is finding well-qualified employees that are hardworking, reliable, and knowledgeable in their field. Much of the time, companies have to sort through hundreds of resumes and interview dozens of applicants just to come up with a handful of people to cover their open positions. This […]

Business Finance

The Hidden Truth about Startup and Entrepreneurship

More and more people are leaving their 9-5 jobs to embark on their own entrepreneurial journey. But the path to success is not (and will never be) an easy one. If you’re 100% committed to founding your own startup, there are some important facts you should know. Many people jump into business thinking that they […]

Business Finance Money

Is car finance right for you?

The popularity of car finance is increasing, and more drivers than ever are choosing to finance their next car. If you’ve never had car finance before you may be a little unsure and wondering if car finance is for you. As car finance is a legal agreement, many consumers are wary of signing up to […]

Business

5 Best Share Market Apps For Investing In Stocks

Wondering what are some of the best share market apps for investing in the share market in Indi? If yes then I am here to help you out. Nowadays there are quite a lot of apps are available out which lets you stock in the stock market. And the best part of these apps is […]

Business IT

Financial technology trends and other modern monetary solutions

With the technological advancements of the digital era, various industries have been revolutionized, and impressive changes have occurred in our daily lives as well. The financial sector is one of the areas where the influence of tech innovations has been most noticeable, a wide variety of great trends emerging over the last few years. Financial […]

Business IT

The Future of Banking and Technology

As technology innovates onward, so too does the world of banking. Now, both sectors have begun to merge together in a perfect blend of ease and convenience. This has largely resulted in the portmanteau ‘Fintech’, a combination that helps those with banking enquiries like never before. Moreover, its popularity is growing too, alongside other developments […]

Business Finance

How Does Provident Fund (PF) Work?

Any person who has been on the professional front for a few years knows about EPF (Employee Provident Fund) due to its compulsion for all salaried employees. It is a social security scheme that provides employees financial security in the future. It is one of the first investment tools along with insurance. Administered by Government […]

Business

Best Tax Planning Tips to Exit the Business

Things may not always go well with businesses and if you think this is the time to exit the business, you need to organize a lot of things before you finally close it. One of the ways to exit your business wisely and successfully is to plan your taxes and make them as low as […]

Miscellaneous

Should You be Making Passive Income?

Warren Buffett was onto something when he once said  “If you don’t find a way to make money while you sleep, you will work until you die.” Today, over half of self-made millionaires have at least three streams of passive income. Why? Because having even just one source of passive income maximizes your revenue without […]

Business

Finance Plan for Starting a New Business

Introduction Starting a new business is an activity that brings many different rewards. The type of the reward that matters the most, nonetheless, depends on the person in question. To some, being their own boss is what matters the most. This includes flexible hours and no authority above you. Others do so for the income. […]

Automobiles

Cheap Car Insurance With no Deposit for the Millennial

Have you ever tried looking for very cheap car insurance? What about very cheap car insurance no deposit? Seems impossible, and I can guess you struggled to find a company that offers quality auto insurance at an affordable rate, and once you finally settled on an auto insurance company, they expect you to pay upfront […]

Miscellaneous

How Secured Credit Cards Work

One of the best things about a secured credit card is the fact you can get one regardless of your credit score. Further, the secured credit card’s limit is whatever you’ll decide it will be. You don’t have to put up with a bank or some other financial institution deciding for you in that regard. […]

Business

Merits and Demerits of 401(k) Based Retirement Plans

Though old age brings a break from work, it may also bring stress as you have no more opportunity to earn money. In the best interest of workers, there are different retirement plans which they can choose in their work days, so that they can receive a handsome amount of money when they retire. Among […]

Miscellaneous

The best guide to real estate finance for investment properties

Do you want to enter into the real estate business and become an owner of properties for sale? This is a smart business that has the capacity to increase your cash flow. This business requires time, the tenacity of purpose and determination. Real estate is a long-term ideal investment. If you are finding it extremely […]

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Apps Mobile devices Money

Two Misconceptions About The Mobile Wallet

There’s a reason why the U.S. is trailing the rest of the developed world in mobile wallet usage. It’s because the average American doesn’t trust these digital payment systems. They believe old-fashioned cash and credit are a safer way to spend. While there are some legitimate concerns about privacy in a post-Facebook world, they’re outnumbered […]

Internet

Fun Bitcoin Facts and Figures [Infographic]

Bitcoin, the most famous of the cryptocurrencies… Most people still have no real idea about what Bitcoin is, never mind all of the other cryptocurrencies, however! It’s a confusing concept even for the seasoned, in fact, as you’ll see on the infographic below, the fact is that even governments are struggling to understand how Bitcoin […]

Internet

5 advantages of getting a mortgage online!

A mortgage is an important long-term responsibility and so it’s always best to get the most valuable option for your needs. Many homeowners don’t actually shop around, often sticking to their bank or following their close family’s advise. Yet you needn’t even visit a branch to get the best mortgage, with a host of online […]

Internet

Crypto Currencies Exchange and Mining

A cryptocurrency exchange is a company that offers online digital currency exchange services worldwide, through simple and secure procedures. It allows merchants and consumers to change the use of an online payment package for buying and selling different types of digital money. Cryptocurrencies can be exchanged with other cryptocurrencies networks as well. This system works […]

Internet

Centralized Or Decentralized Exchange, What Is the Difference?

One of the reasons for the growing popularity of blockchain technology is that it is largely decentralized. Unlike fiat currencies which are controlled by governments and central banks, the cryptocurrency market is unregulated and decentralized. It is, therefore, a great paradox that most crypto exchange markets are centralized. Just why are crypto markets, largely, centralized […]

Miscellaneous

Which Is Better – Stock-Outs or Overstocks?

Imagine these 2 situations happened to you: Situation 1: A customer doesn’t proceed to order from you because you don’t have stocks of a certain product they are willing to drop money on. Your manufacturing plant halts all production because you lack a crucial raw material for a highly in-demand product. Situation 2: You need […]

Internet

How Blockchain Technology Will Impact Your Life

If you ever watch financial news channels or catch up on the times via sites like Forbes, you’ve definitely heard of the blockchain/bitcoin wave. Even if you have a slim understanding of what the technology is and does, it’s hard to really know unless you’ve used it. In simplistic terms, blockchain is a type of […]

Money Troubleshooting

Money Tips For International Business Travel [Infographic]

Traveling internationally for business trips can be quite different to doing so for personal reasons. It is even more important to be prepared for as many outcomes as possible when on a business trip than it is when on a vacation. The main reason for this is that every time someone travels for business reasons, […]

Internet

The 4 Best Alternatives and Competitors to PayPal

In this day and age, it seems like Paypal is an unstoppable force that dominates the realm of payment gateways with a gilded fist and a giddy grin. Over the last couple of years, Paypal became almost synonymous with any form of online payment systems. However, Paypal is not end all be all of the […]

Automobiles

Should I Buy a Car With Cash or a Loan?

For most of us, buying a car is one of the most important purchases we are ever likely to make. In this article, we’re going to compare the benefits and drawbacks of buying a car with either cash or a loan. This decision isn’t as easy as many would think as there are a number […]

Internet

5 Tricks to protect yourself from credit card fraud and theft

Protect yourself against credit card fraud and theft. According to the Bureau of Consumer Protection of the Federal Trade Commission, https://www.ftc.gov/about-FTC/bureaus-offices/bureau-consumer-protection, 4 out of 10 Americans have experienced or will experience credit, debit, or identity theft.  Finding relief from credit card fraud and debt requires proactive thinking. The best advice is to avoid being a […]

Miscellaneous

Surefire ways to recover from bankruptcy

Whether it was Chapter 7 or 11, filing the bankruptcy can have an overwhelming impact on your finances, but it could also be the initial step towards a financial start eliminating poor credit scores and many other things. However, it takes time to recover from a bankruptcy filing but there are some surefire ways to […]

Money Networking

6 Surprising Facts about Ethereum

Many people have heard of Ethereum since it is the second most popular cryptocurrency after Bitcoin, a fact demonstrated by its second largest market cap of any cryptocurrency. Others may have learned about Ethereum because of its strong use case. Here are six surprising facts about Ethereum that you may not know but probably should. […]

Troubleshooting

Tips to Organize Your Monthly Spending

Handling your monthly budget and balancing earnings and spending is a very important task in any household. Very often ends up being stressful and inefficient. Well, that is about to change. We have compiled a list of tips and tricks to better manage monthly spending, and today we are unveiling it to our readers. Taken […]

Miscellaneous

How to receive a loan if you have a bad credit?

Bad credit is something that can determine whether your loans will be approved in the future and this is why you have to pay attention to it. You can get a bad credit for a number of reasons, including late payments or even bankruptcy, and it can take some time to fix your credit score. […]

Miscellaneous

Pensions Map Infographic From UK FinTech Company

With this stat packed infographic below, online investment company, True Potential Investor, has mapped out how well people around the UK are contributing towards their personal pension funds. Find out how well your region is preparing for retirement – the figures may surprise you!

Miscellaneous

Business Finance Guide: How to Come Out of a Financial Crisis

Surviving a financial crisis is one of the biggest challenges that most business owners have struggled with the past few years. America to be precise is the most affected of all countries, especially after it was hit by recession. The financial performance of the country went down as the real estate market came down. As […]

Miscellaneous

The Dummies Guide to Unsecured Credit

Today’s financial business etiquettes dictate that for every transaction that’s made, there must a collateral of equal value that should be handed down to each of the two parties involved in the transaction. And this is generally the way that everyone does business. So imagining a situation where the transaction is made for no collateral […]

Miscellaneous Money

How To Teach Yourself Patience As A New Investor

Patience isn’t only a virtue; it has dollar value. Investors know this and use patience in all stages of investing, from the initial research through the planned term right to exit. It’s hard to stay the course when market swings cause speculation, stirring fear and excitement. But rushed decisions can be fatal to investments. And […]

Miscellaneous

Omni Channel Banking

According to ‘The Forrester research, Infosys Finacle was clearly termed as the leading company that came up with a proper banking solution since their Omni channel banking solution was acknowledged as the best banking solution.This was through assessment of strengths and weakness of top omnichannel vendors and using over 41 criteria of evaluation during the […]

Education Miscellaneous

The Ultimate Guide to Paying Off Education Loans Faster

Credit plays a significant role in everybody’s life, without a doubt it has great importance for you as a student. It really assists in decreasing the financial saddle from your parent’s shoulders and also plays an important role in paying off the credit over a period of time. As a student you need credit in […]

Miscellaneous

Top Factors That Affect Your Home Loan Eligibility

Even though banks and finance companies always seem very eager to disburse home loans, the actual process is subject to a lot many terms and conditions, including numerous eligibility criteria. These criteria differ from one lender to another, but their main intention is to ensure that the lender is able to make its loan as […]

Miscellaneous Money

Technologies in Online Trading

Internet has changed nearly everything we do today, and financial trading is not an exception. Back in 90’s there were dozens of thousands of traders working in the pit daily, today there are roughly hundreds of people making large financial deals offline. Trading has gone offline and it is vastly bootstrapped with the help of […]

Miscellaneous

FinTech – changing the ways in which people borrow and save

Technology is evolving at a rapid pace. More and more we see businesses and services turning to complete online service without any physical offices, or infrastructure. This means a quicker and more efficient turnaround in all spheres of society, including the financial branch, more-so than others, because finances and banking is an essential part of […]

Accessories

Wearables Are a Win for Both Insurance Companies and Their Customers

The insurance industry in the risk management business. Historically, that meant crunching number and laying odds. But wearable technology is allowing insurers to incentivize behaviors that positively influence those odds. This is a potential win/win scenario for insurers and customers alike. John Hancock set a goal of actively encourage positive behaviors, such as being more […]

Miscellaneous

What Makes Customer On-Boarding Management Efficient in Finance & Mortgage Organizations?

Businesses have often questioned the significance of customer on-boarding. What they need to understand is introducing new customers in an organized and constructive method is the key to long-lasting customer relationships. In fact, financial and mortgage institutions, struggling between stringent regulations and surging operational overheads, are driving business through competent and streamlined customer on-boarding processes. […]

Miscellaneous

Financial Inclusion – No Longer an Exception!

The world is getting smaller and financial inclusion is steadily becoming a rule, not an exception. Sample this-according to The little Data Book on Financial Inclusion 2015 (TDB) released by the World Bank’s Development Research Group, 62 per cent of adults across the world now have an account at a financial institution or through a mobile device, […]

Apps Mobile devices

Manage your business conveniently with iPhone Apps

With the constant advancement in business scenario, the business owners are looking for new ways to take their enterprise to higher level. It is quite difficult to manage work on the go and do multitasking to improve productivity. But now, you don’t need to stay chained with your workstation and work continuously for hours, as […]